Luna’s Survey of Physical Therapists on Educational Debt

This study sought to understand the financial situation of PTs working at Luna and the status of their educational debt. Specifically, it’s focused on student loan debt, the use of debt relief programs, and the effectiveness of these programs. 96% of respondents reported having to take out a loan or use a credit card to fund their physical therapy education.

It presents an insightful, albeit sobering, snapshot of the financial reality for physical therapists. It highlights a world characterized by substantial student loan debt, a lingering loan balance, and only moderate success with debt relief programs. The data sheds light on these professionals' profound economic challenges, underscoring the need for reform and innovation to help alleviate these financial burdens.